Updated for today · US Markets

The US stocks that clear our own bar to build a portfolio with today.

No jargon, no noise. Just a clear, research-backed shortlist across every major sector, refreshed regularly and explained in plain English.

Educational content only, never personalized financial advice.
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Today's Portfolio
AAPL
Apple Inc.
Technology
+1.2%
NVDA
NVIDIA Corp.
Semiconductors
+2.8%
MSFT
Microsoft Corp.
Cloud / Software
+0.6%
JPM
JPMorgan Chase
Financials
+0.4%
Quick answer

As of Oct 31, 2026, 7 stocks across 7 sectors clear this site's bar: at least 6 of its 8 mechanical value filters, a pass on the Buffett-style or Lynch-style checklist, and a positive margin of safety where one can be computed. They are Adobe (ADBE), Newmont (NEM), EOG Resources (EOG), Micron Technology (MU), American Express (AXP), Allstate (ALL) and Citizens Financial Group (CFG).

Data as of . See the picks.
Real data, fetched weekly, from
Finnhub Twelve Data FRED FINRA SEC EDGAR
Today's Portfolio

… stocks that actually clear this site's own bar.

Not a fixed list: a real, computed portfolio. Every stock shown here currently clears at least 6 of this site's 8 mechanical filters and at least one of the Buffett or Lynch checklists, one pick per sector. Sorted by whether it clears both checklists first, then by margin of safety. Reviewed and recomputed weekly, not hand-picked.

Clears
Yield … Portfolio yield: the equal-weight average trailing-twelve-month (TTM) dividend yield across this portfolio.
Correlation … Loading…

Each card pulls together the analysis from across this site: the one-year trend against its 200-day average, price against a DCF value, the Buffett and Lynch checklists, then the screener's other checks: analyst consensus, bankruptcy risk, earnings quality, the value-trap and Munger tests, insider buying, earnings record, and which superinvestors own it. Hover a badge for the detail, or click a card for the full analysis. Already own stocks? Run them through the Portfolio Doctor.

As of Oct 31, 2026, 7 stocks across 7 sectors clear this site's bar: at least 6 of its 8 mechanical value filters, a pass on the Buffett-style or Lynch-style checklist, and a positive margin of safety where one can be computed. They are Adobe (ADBE), Newmont (NEM), EOG Resources (EOG), Micron Technology (MU), American Express (AXP), Allstate (ALL) and Citizens Financial Group (CFG). This page's limits for price-to-book (under 9) and price-to-sales (under 8) are slightly looser than a stock page's (under 8 and under 7), so a pick can pass one more filter here than on its own page. Each name opens its full analysis.

1 · Technology · clears both checklists

Adobe (ADBE)

$250.23

Clears 6 of 6 screening filters (2 not evaluated); Buffett-style 7/8, Lynch-style 5/5; a margin of safety of +46.6% under this site's DCF.

2 · Metals & Mining · clears both checklists

Newmont (NEM)

$106.61

Clears 8 of 8 screening filters; Buffett-style 7/8, Lynch-style 5/5; a margin of safety of +36.3% under this site's DCF.

3 · Energy · clears both checklists

EOG Resources (EOG)

$165.54

Clears 7 of 8 screening filters; Buffett-style 7/8, Lynch-style 5/5; a margin of safety of +23.5% under this site's DCF.

4 · Semiconductors

Micron Technology (MU)

$884.74

Clears 6 of 6 screening filters (2 not evaluated); Buffett-style 8/8, Lynch-style 4/5; a margin of safety of +0.7% under this site's DCF.

5 · Financial Services

American Express (AXP)

$319.11

Clears 8 of 8 screening filters; Buffett-style 7/8, Lynch-style 3/5; no margin of safety is computed for this kind of company.

6 · Insurance

Allstate (ALL)

$259.87

Clears 6 of 6 screening filters (2 not evaluated); Buffett-style 7/8, Lynch-style 3/5; no margin of safety is computed for this kind of company.

7 · Banking

Citizens Financial Group (CFG)

$63.81

Clears 8 of 8 screening filters; Buffett-style 5/8, Lynch-style 5/5; no margin of safety is computed for this kind of company.

Hidden-risk check Are these picks secretly one big bet? See which of these stocks move together, and which actually protect each other.

Pearson correlation of daily returns over the trailing ~2 years. Darker = more correlated (less diversification benefit between that pair). Click any ticker to build a custom subset and see its own stats to the right.

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This list is illustrative and educational. It is not personalized investment advice. Prices shown are sample values for formatting purposes; always verify live prices with your broker before trading, and consider consulting a licensed financial advisor.
Diversification, Dalio's Way

What is this portfolio actually diversified against?

Ray Dalio's core risk-management idea is that combining uncorrelated return streams cuts portfolio risk without cutting expected return, but only true diversification counts. Owning several correlated stocks isn't as many real bets as it looks - it's closer to one. Everything below is computed directly from the correlation matrix above, not just described.

💬 Ask Digital Ray, his official AI, about diversification →
Effective independent bets … of … stocks held
Avg. pairwise correlation…
Diversification rating…

If fully correlated (no diversification benefit)
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This portfolio's actual volatility
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✓ Best diversifying pair … …
⚠ Most redundant pair … …

Which holdings are actually diversifying you?

Each stock's average correlation to the rest of the portfolio: low means it moves somewhat independently (genuine diversification); high means it's largely redundant with names you already own.

What would actually lower this further?

Not just "diversify more" - a real scan of the rest of the tracked universe for the ones with the lowest actual correlation to this portfolio's current holdings.

Is this drifting apart or together?

Average pairwise correlation across the same ~2-year window, split into 4 equal periods.

Does diversification hold up in a downturn?

Same stocks, same window, split by what SPY's own trend actually was on each trading day.

Both figures are annualized volatility (standard deviation of daily returns, trailing ~2 years, scaled by √252).

Track Record

How would this portfolio have done against the S&P 500?

$10,000 split equally across this portfolio's stocks at the start of the period, held with no rebalancing, vs. the same $10,000 in the S&P 500 (SPY).

This Portfolio … …
S&P 500 (SPY) … …
Difference … vs. the benchmark
This portfolio S&P 500 (SPY)

Past performance is not indicative of future results. This is a price-only backtest (dividends not reinvested), assumes no fees, taxes, or slippage, and uses today's qualifying stock list applied retroactively. It is not a real historical portfolio and is shown for educational illustration only.

Stress Test

How would this portfolio have held up in a crash?

Today's picks, replayed through four real market crashes: split equally at the S&P 500's peak, then held to the bottom and for a year after.

Today's picks, equal weight S&P 500 (SPY) From the peak to the bottom

Pick by pick

Read this with hindsight in mind. These are today's picks, chosen with today's data, so every one of them survived to be here. Companies that failed or shrank in these crashes can't appear, which flatters the result: it shows how this mix of businesses behaved, not how a strategy would have done. Price only (no dividends), weekly closes, equal weight, no rebalancing, fees or taxes. Peak and bottom are the S&P 500's closing high and low. Educational, not investment advice. Want it for your own holdings? Portfolio Doctor replays any mix. For the early-warning side, see the Crash Indicator, which tracks 26 market warning signs.

How It Works

How to use this page: four checks on every pick.

Four tools, all computed from the same portfolio, not four separate opinions.

1

Check the technicals & fundamentals

Every card shows live SMA200/EMA200/RSI14, plus trailing P/E, PEG, and an ROIC estimate, refreshed weekly, not static screenshots.

2

See the Buffett & Lynch verdict

Each stock is scored against Warren Buffett's 8-point checklist (needs 7/8) and Peter Lynch's 5-point PEG-driven checklist (needs all 5). Filter the portfolio by either, or by stocks passing both.

3

Check your real diversification

Open the correlation matrix to see how independent this portfolio's stocks actually are, including an "effective independent bets" number, using Ray Dalio's diversification framework.

4

Go wider in the Screener

The same 8-metric quality & value filter runs across a tracked ~500-stock large-cap universe every week, not just this portfolio. See who else passes.

Our Methodology

How the picks are chosen: a disclosed rule, recomputed weekly.

This portfolio is not a fixed list we curate by hand; it's the real output of a disclosed rule, run fresh every week across all ~500 tracked stocks. To qualify, a stock must clear at least 6 of 8 mechanical filters (Market Cap, P/E ≤ 25, PEG < 1.5, P/B < 9, P/S < 8, EPS growth), clear at least one of the Buffett or Lynch checklists, and (optionally, see the toggle above) show a positive margin of safety: one pick per sector, however many actually qualify. No sponsored placements, ever. A close cousin of the ~500-stock screener's own 8-filter bar, applied here to pick a sector-diversified portfolio instead of a flat pass/fail list: two thresholds (Price/Book, Price/Sales) are loosened slightly for this rule specifically, after testing showed the screener's stricter versions structurally excluded nearly every mega-cap tech stock on valuation multiples alone.

Checklist-scored AND screened

Each stock is graded pass/fail against Warren Buffett's 8-point checklist (ROE, margins, debt, interest coverage, free cash flow) and Peter Lynch's 5-point checklist (PEG, growth rate, debt, valuation, cash flow), shown on every card, on top of, not instead of, this site's own 8-filter mechanical screen.

Computed, not chosen

Every holding here cleared the same disclosed rule; nobody hand-picked a "category leader." A stock earns its spot, and can lose it the same way.

Sector diversification

One pick per sector, the strongest qualifier by margin of safety, not padded to a fixed count if a sector has no qualifier this week.

Independent, unpaid selection

No company can pay to be on this list, and none has. The rule runs the same for every stock, whether we've heard of it or not.

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Stocks qualifying today
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Sectors represented
0
Sponsored placements, ever
Weekly
Data refresh cadence
Macro & Market Mood

Fed meetings, earnings dates and market mood.

Fed policy and market breadth for context, not a signal to time your entry.

Upcoming Fed Meetings

FOMC interest-rate decisions, sourced from the Federal Reserve's own published calendar.

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Upcoming Earnings

Next confirmed report date for each stock in the portfolio, soonest first.

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Market Sentiment Gauge

Our own momentum & breadth score, not affiliated with CNN's Fear & Greed Index.

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Cross-asset context: risk appetite tends to spill from stocks into crypto (and back) faster and larger than it moves within equities alone, so we show it alongside this gauge, not because it's part of the score above.

₿ Bitcoin Season … Altcoin Season Ⱦ
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See the full breadth & volatility picture on the Crash Indicator →
Global Macroeconomic Dashboard

Interest rates, the yield curve, jobs and liquidity.

Central bank policy, the yield curve, growth, employment, liquidity, and yen carry-trade risk, sourced from FRED (Federal Reserve Economic Data). Scoped to the US Fed plus one Japan-linked series for now.

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. Data provided under the FRED® API Terms of Use.

FAQ

Common questions about the picks and how they're chosen.

There is no single best stock for everyone, and this site doesn't name one. Each week it recomputes a sample portfolio of US large-cap stocks that clear a disclosed rule: at least 6 of 8 mechanical filters, at least one Buffett or Lynch checklist and, by default, a positive margin of safety, with one pick per sector. The list changes when the data does. It is educational, not personal advice.

Nobody does. A fixed, published rule runs against real data every week, and nothing is hand-picked or overridden. The Editorial Standards page explains the rule, the data sources and how corrections work.

The portfolio is recomputed automatically every week directly from the rule described in Methodology; no human curates or overrides it. A stock drops off the moment it no longer clears the bar, and a new one can qualify the same way.

About 500 large and mega-cap US-listed companies (the S&P 500, plus a few large caps kept on purpose) on a fixed tracked list; the exact count is on the screener. The site doesn't scan the whole market, funds, ETFs or non-US stocks, because no free data source supports that at scale.

No. No company can pay to appear on a list, rank higher or get a better verdict, and there are no affiliate links tied to any stock, broker or trading platform. The site sells clearly labeled display ad space and nothing else; ads never change which stocks pass.

Prices and fundamentals come from the free tiers of Finnhub and Twelve Data, annual-report figures and fund holdings from SEC filings, macro data from FRED and the Federal Reserve, and short interest from FINRA. It is refreshed weekly, so it can lag the live market: check real-time prices with your broker before any trade. Editorial Standards lists every source.

No. This page is educational and editorial content about publicly traded US companies. It does not account for your personal financial situation, goals, or risk tolerance. Please consult a licensed financial advisor before making investment decisions.

No. They're this site's own editorial approximations of each investor's publicly documented approach, not endorsed by either investor or their estates. Buffett's approximation checks return on equity, low debt, steady margins, and fair valuation (needs 7 of 8 criteria); Lynch's checks his signature PEG-under-1 idea, growth in a healthy range, and low debt (needs all 5).

It shows how closely each held stock's daily price moves track each other. Lower correlation means more genuine diversification. We also compute an "effective independent bets" number (inspired by Ray Dalio's diversification framework), the count of truly separate risk sources this portfolio behaves like, which is usually far lower than the actual number of stocks held.

It's a homegrown 0-100 score, one-third each: how many tracked stocks are trading above their 200-day average, the average 14-day RSI across the portfolio, and the CBOE VIX (low volatility reads as "greed," high volatility as "fear"). It is not affiliated with or derived from CNN's Fear & Greed Index.

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Go Deeper

More tools: screeners, calculators and market checks.

33 tools on the same real data as the portfolio: screeners across ~500 US stocks, calculators that start from a real stock's numbers, and checks on the market itself. Pick what you want to do.

Your money

Portfolio Doctor

Paste your holdings: where you're concentrated, which positions deserve a look, how much they move together, and how your mix fared in past crashes.

Check up your portfolio →
Find ideas

Superinvestors

What Buffett, Ackman, Burry and 22 more own, bought and sold, straight from SEC filings, plus their filings from the last few weeks.

See what they own →
Find ideas

Quality & Value Screener

The same 8-metric filter behind this portfolio, run across ~500 stocks every week. See who else clears every bar.

See who passes →
Value a stock

Intrinsic Value Calculator

Pick any tracked stock, set your own growth and discount-rate assumptions, get an instant two-stage DCF estimate. No pre-filled "our estimate."

Open the calculator →
Dividends

Sustainable Dividend Screener

Six real checks on cash-flow payout, debt, interest cover and revenue trend. Filter every dividend payer and spot the yield traps.

Check a dividend →
Market & macro

Crash Indicator

26 real, freely-sourced market and macro indicators: yield curve, credit spreads, CAPE, margin debt, liquidity, the Sahm Rule. Includes a track record against every US recession since 1969. No composite score.

Check the indicators →
Market & macro

Sector Valuation Map

Median P/E, cash yield, margin of safety and profit quality for 12 sectors, and how a bubble can build in one sector while the market's average looks calm.

See where it's stretched →
Find ideas

Mean Reversion Screener

A daily oversold watchlist with a falling-knife health check, a swing position and risk calculator, and a forward-tested track record.

Open the screener →
Find ideas

Insider Buying Tracker

Which tracked stocks company insiders are buying with their own money: open-market purchases only, ranked by how many different insiders bought.

See who's buying →
Value a stock

Margin of Safety Explorer

Every tracked stock ranked by how far its price sits below a computed intrinsic value, Benjamin Graham's central idea, applied at scale.

Explore the ranking →
Dividends

Dividend Reinvestment (DRIP) Calculator

Quarterly-compounded projection of DRIP vs. cash dividends vs. a tax-free ceiling, showing how much tax silently erodes your compounding.

Run the projection →
Find ideas

Today's Shortlist

Stocks that clear every check this site runs: 8 filters, Munger's Inversion Check and a real margin of safety, widest margin first.

See the shortlist →
Find ideas

Screen Builder

Filter every tracked large-cap on any of 50+ measures, from FCF yield and Altman Z to RSI, then save the screen, share it as a link or export it.

Build your screen →
Find ideas

Why Now

What actually changed since the last refresh: stocks newly qualifying and fresh drops to a 52-week low.

See what changed →
Find ideas

Closest to the Floor

Which tracked stocks are trading nearest to their own trailing 52-week low right now, real daily closes, updated weekly.

See the list →
Value a stock

Discount Rate Calculator

A draggable dial for the one DCF assumption that moves value the most, with real CAPM math and reference points from how Buffett, Ackman and Pabrai have talked about theirs.

Turn the dial →
Value a stock

Overvalued & Value Traps

The flip side of margin of safety: which stocks price above their computed intrinsic value, and which only look cheap while failing most of the 8 hard filters.

See who's flagged →
Value a stock

FCF Yield Screener

Free cash flow per share divided by price, a cheapness measure many value investors weight over P/E. Ranked across the universe.

Rank by FCF yield →
Find ideas

Compounders at a Fair Price

Every stock run through four lenses: capital-light growth, real profit, cash back to owners and a fair PEG. Who clears all four, and who only misses on price.

See the shortlist →
Value a stock

PEG Ratio Ranking

P/E divided by growth, Peter Lynch's test, for every tracked stock. Flip between the cheapest growth and the richest growth with one click.

Rank by PEG →
Value a stock

Altman Z″-Score Screener

Edward Altman's published bankruptcy-risk formula on real 10-K balance sheets, most at-risk first.

Check distress risk →
Value a stock

Earnings Quality Screener

Is the profit real? Beneish M-score, accruals, cash conversion, stock comp and dilution, from each company's own 10-K.

Test the profit →
Value a stock

Stock Comparison

Put 2 to 4 stocks side by side across every screener metric, with the strongest number on each line called out.

Compare stocks →
Dividends

Dividend & Income Screener

Real trailing yield, payout ratio and 5-year dividend growth for every dividend payer, highest yield first.

Rank by yield →
Dividends

Shareholder Yield Leaders

Dividends plus buybacks minus stock comp, ranked, with a 15-year button for who has really shrunk their share count.

Rank the payers →
Find ideas

Capital-Light Compounders

Who grew profit the most on the least new capital? Buffett's See's Candies test, run on 15 years of filings for every stock we track.

Find the compounders →
Market & macro

Technical Analysis

Pick any tracked stock to see its real closing-price trend, plus support and resistance levels computed from its actual trading history.

Chart a stock →
Market & macro

Dollar vs Euro

Fed vs. ECB rates, inflation-adjusted real rates, money supply and EUR/USD, straight from the source. No composite score.

Compare the two →
Market & macro

Currency Comparisons

Dollar and euro against the pound, yen, franc, krona and more, plus gold: exchange rates, policy rates, real rates and strength.

Compare currencies →
Market & macro

Stocks vs Bonds

The S&P 500's earnings yield against Treasury yields, today and since 1953, and what the next ten years brought.

Compare stocks and bonds →
Market & macro

Earnings Calendar

Who reports soon, soonest first, with each stock's real EPS estimate and a beat/miss record from recent quarters.

See who reports →
Your money

Average Buy-In Price Calculator

Add every purchase you've made and get your real average cost per share, total invested, and where that average sits in the stock's 52-week range.

Work out your average →
Your money

Dollar-Cost Averaging Backtest

What investing a fixed amount every month actually did, against one lump sum and against the S&P 500. Real historical closes.

Run the backtest →
Your money

Inflation-Adjusted Return

Run any tracked stock's real history against official US CPI to see what you kept in purchasing power.

See the real return →
Your money

Goal-Seek Calculator

Set a target like $1M and solve for the monthly saving, or the years your current pace takes.

Work backward →
Every Stock

A page for every stock we track.

Each tracked stock has its own page: 10 years of financials from SEC filings, the same eight filters and Buffett and Lynch checklists as the portfolio, a plain answer to what the company does, and a source behind every figure (click any number). Start with a name you know.

Browse all stocks A to Z

Go Deeper

Popular guides and investor filings.

Plain-English guides on stocks in the news, and the quarterly 13F filings of well-known investors, with every position and its change since the last report. New to filings? Start with how to read a 13F filing.

See every tracked investor

Looking for the best stock to buy now? Start with a rule, not a tip

Best Stock To Buy Now is a free stock research site for anyone searching for the best stocks to buy now. Instead of tips, it recomputes a portfolio of large-cap US stocks every week from a disclosed rule: at least 6 of 8 value and quality filters, a pass on a Buffett- or Lynch-style checklist, and an optional positive margin of safety. Check any pick yourself with the stock screener, the intrinsic value calculator and the stock market crash indicator. Educational content only, not investment advice. Every tracked stock also has its own page in the A to Z directory, and the blog explains why the rules are built the way they are. See what changed this week for new passes, insider buying and earnings.