Oracle Corp (ORCL) stock analysis
Oracle Corp (ORCL) clears 6 of this site's 8 mechanical value filters, 4 of 8 Buffett-style checks and 3 of 5 Lynch-style checks. At $125.54 it trades 164.3% above this site's neutral DCF value (a margin of safety of -164.3%). Its earnings quality rates Mixed and it returns +0.3% to shareholders net of dilution. Figures are as of October 23, 2026, from SEC filings and market data refreshed weekly; this is educational analysis, not investment advice.
Data as of October 23, 2026. Refreshed weekly from SEC filings and market data.
What does Oracle do?
Oracle sells database software, business applications and cloud infrastructure to large organizations. It is best known for the Oracle Database and has been expanding its cloud business, including AI computing capacity.
Brands and businesses it owns
- Oracle Database
- Oracle Cloud Infrastructure
- NetSuite
- Oracle Fusion
- Oracle Health (Cerner)
- Java
- MySQL
What stands out about Oracle?
- The share price implies 33.4% yearly growth. At $125.54, ORCL's free cash flow of $2.78 per share would have to grow 33.4% a year, fading to 2.5% by year 10, for this site's DCF (10% discount rate) to match the price. This site's baseline starts at 8%, so the price asks for more growth than the baseline. Change the assumptions.
- Misses 2 of the 8 value filters. It fails vs 50-day MA (±12%) (-12.5%) and vs 200-day MA (±12%) (-21.0%); the other 6 pass. See every filter.
- Close to its 52-week low. At $125.54, ORCL is 9.2% above its low of $114.99 and 59.9% below its high of $313.00. See the range.
- Insiders have been buying. 1 open-market purchase was reported in SEC Form 4 filings in the last 90 days, about $3.5 million in all. See the Insider Buying Tracker.
- Dividend raises 1 of 6 flags. Its trailing yield is 1.55%. See the Sustainable Dividend Screener.
How has Oracle's share price moved?
The interactive price chart needs JavaScript.
Is Oracle undervalued? The value diligence check
Every value-investing signal this site computes for this stock, gathered in one place: the same real numbers from the tools below, not a new score.
- Margin of safety (DCF) -164.3%
- P/E vs. its own history 20.2x · at/below its cheapest point Real range: 29.8x–38.5x over 5 years (net income per diluted share from each fiscal year's 10-K, paired with the real closing price at that fiscal year-end).
- Wall St. analyst rating Buy · 4.10/5 48 analysts this month: 15 strong buy, 24 buy, 8 hold, 1 sell, 0 strong sell (Finnhub). Up from 4.08 last month.
- Earnings quality (is the profit real?) Mixed · 2 watch Beneish M-score −2.60 · accruals −6.9% of assets · 179% of profit arrived as cash · stock comp 7.1% of revenue · share count +1.6% a year. From the latest 10-K (year to May 2026) - see the Earnings Quality Screener for how each check is scored.
- Shareholder yield (cash back to owners) +0.3% net Latest fiscal year (2026): dividends 1.5% + buybacks 0.0% − stock comp 1.3%, as a share of today's market cap. Over 14 years its split-adjusted share count fell 43%. See Shareholder Yield Leaders.
- Capital needed to grow (See's test) $13.12 per $1 of new profit · Capital-hungry · but only 16% return on capital Operating profit $13B → $18B, capital needed $50B → $111B, 2017–2026 (3-year averages); return on capital now 16% before tax. Buffett's See's Candies needed $0.42 per $1 of new profit, FlightSafety $3.20, a typical grower about $5. See Capital-Light Compounders.
- PEG (growth at a reasonable price) 0.91 · About fair P/E 20.2× ÷ 22.3% a year of growth behind it. 79th lowest of 447 stocks with a usable PEG. Lynch's fair value is a PEG of 1; a very high PEG usually means almost no growth, a very low one a profit spike. See PEG Ratio Ranking.
- Compounder lenses (4) 2 of 4 · misses capital-light, cash back Capital-light growth: not cleared (profit grew 1.4×, under 2×); Profit is real: cleared; Cash to owners: not cleared (+0.3% a year net); Fair price (PEG): cleared. See Compounders at a Fair Price, which also lets you move the PEG bar.
- Value trap check Clear
- Munger's Inversion Check 2 flags
- Standing vs. sector peers 5 of 7 measures above the median Compared with the 43 other technology stocks this site tracks: 3 in the top third, 2 in the bottom third.
- Dividend payout sustainability 1/6 flags
How does Oracle compare with its peers?
5 of 7 measures sit above the median of the 43 other technology stocks tracked here, 3 in the top third and 2 in the bottom third.
- P/E ratiolower is cheaper · peer median 26.0× 20.2× –15th of 39
- Free-cash-flow yieldhigher is cheaper · peer median 3.8% 2.2% ✕33rd of 44
- Return on equityhigher is better · peer median 24% 43% ✓15th of 44
- Net marginhigher is better · peer median 16.9% 26.4% ✓13th of 44
- Revenue growthhigher is better, year on year · peer median 19.1% 21.6% –20th of 44
- Debt / equitylower is safer · peer median 0.60 2.01 ✕38th of 44
- Dividend yieldamong dividend payers · peer median 1.04% 1.55% ✓6th of 17
Peers are the stocks this site tracks in the same sector group, not every listed competitor. The bar runs from the weakest peer (left) to the strongest (right); the tick is the middle. Measures that don't apply to a sector (cash-flow yield for banks, debt for financials) are left out.
What would Buffett & Lynch say?
Buffett's checklist is built around durable, profitable businesses bought at sensible prices, and ORCL doesn't clear enough of it yet. In its favor: ORCL is currently earning a strong return on shareholders' equity, and has kept that profitability up over five years, not just this year, converts sales into profit at healthy margins, and earns many times its interest expense, so debt service isn't a worry. Where it comes up short: ORCL carries more debt relative to equity than he typically tolerates, hasn't grown earnings per share fast enough over five years to impress him, is trading above what a conservative discounted-cash-flow estimate says it's worth right now, and trades rich relative to owner earnings, the real cash the business could pay out.
- ROE (TTM) > 11% ✓
- ROE (5yr avg) > 11% ✓
- Debt/Equity < 0.5 ✕
- Pretax margin > 15% ✓
- EPS growth (5yr) > 7% ✕
- Interest coverage > 5x ✓
- Trading below intrinsic value (DCF) ✕
- Price vs. owner earnings < 25x ✕
- Bonus: returning capital via buybacks FY2026
Lynch looked for growth stories that weren't overpriced for that growth, and ORCL falls short of his bar. In its favor: ORCL clears an even tighter PEG-under-1 bar he'd want for a stock growing this fast, is growing earnings 20-50% a year, his classic fast-grower zone, and isn't asking too much even by a fast grower's usual richer multiple. Where it comes up short: ORCL is leaning on more debt than he liked a growth story to carry, and isn't generating enough free cash flow to justify a fast grower's richer price.
- PEG < 1 (stricter for fast growers) ✓
- EPS growth 20%-50% ✓
- Debt/Equity < 0.5 ✕
- P/E < 40 ✓
- Price/FCF < 40 ✕
- Bonus: insiders buying (90d) 1 buy, ~$3.5M
Quantitative approximations of each investor's documented approach, not endorsed by either investor or their estates - commentary, not this site's actual ranking criteria. Buffett never published a numeric checklist: only 2 of his 8 checks here trace to his own documented concepts ("owner earnings," from his 1986 shareholder letter, and "price is what you pay, value is what you get," his case against fixed P/E/P/B ceilings) - the other 6 (ROE, debt, margins, growth, interest coverage) use commonly-cited thresholds that are not numbers he himself published. The 8 hard filters below (plus the Munger check and Graham margin of safety) are this site's real, mechanical screen and are computed completely independently of the checklists above.
Berkshire Hathaway's own filing
Which of the 8 value filters does Oracle pass?
- Market Cap > $25B $382.6B
- Trailing P/E < 25 20.22
- PEG Ratio < 1.5 0.91
- Price/Book < 8 5.73
- Price/Sales < 7 5.33
- EPS Growth YoY > -5% +57.7%
- vs 50-day MA (±12%) -12.5%
- vs 200-day MA (±12%) -21.0%
What is Oracle's margin of safety?
-203% on 2026-10-07 → -164% on 2026-10-23 (5 weekly readings).
Where is Oracle in its 52-week range?
What is the short interest in Oracle?
48,486,262 shares short as of 2026-09-30 (FINRA settlement date). Reported twice a month, so this only changes roughly every two weeks, not daily.
What could go wrong with Oracle? Munger's inversion check
"Invert, always invert." Instead of reasons to buy, these are reasons to hesitate, not a verdict, and not everything worth knowing about a business.
- Margin of safety, even in the bull case -56%
- Short interest under 5% of float 2.6%
- Passes most of the 6 fundamental filters 6/6 passed
- Price run-up backed by value, not just momentum +8% off 52wk low
- Debt/equity stable since 2017 1.07 → 3.05
Doesn't cover circle of competence, management quality, or accounting concerns: those need judgment, not data.
How much have Oracle shareholders gained per year?
Earnings growth per share plus dividend.
An earnings-based proxy, not a stock-price total return - it doesn't capture multiple expansion/contraction or reinvested dividends. EPS from ORCL's own 10-K filings; dividend yield is the current trailing yield on today's price, from the same weekly fetch as the rest of this site.
What do Oracle's 10-year financials show?
From ORCL's own 10-K filings (SEC EDGAR): up to the last 10 fiscal years. Press any year's bars for the exact figures.
Frequently asked questions about Oracle
What kind of company is Oracle?
Oracle sells database software, business applications and cloud infrastructure to large organizations. It is best known for the Oracle Database and has been expanding its cloud business, including AI computing capacity. Brands and businesses it owns include Oracle Database, Oracle Cloud Infrastructure, NetSuite, Oracle Fusion, Oracle Health (Cerner) and Java. This site groups it with Technology stocks.
Is Oracle trading above or below its DCF value?
At $125.54, ORCL trades 164.3% above this site's neutral DCF value of $47.50 per share, a margin of safety of −164.3%. That DCF projects free cash flow for 10 years, with growth starting at 8% and fading to 2.5%, discounted at 10%; it is one set of assumptions, not a forecast. Test your own in the Intrinsic Value Calculator.
How many of this site's 8 value filters does Oracle pass?
ORCL passes 6 of 8. It passes Market Cap > $25B ($382.6B), Trailing P/E < 25 (20.22), PEG Ratio < 1.5 (0.91), Price/Book < 8 (5.73), Price/Sales < 7 (5.33) and EPS Growth YoY > -5% (+57.7%). It misses vs 50-day MA (±12%) (-12.5%) and vs 200-day MA (±12%) (-21.0%). The 8-filter list shows every stock that passes all of them.
How much cash does Oracle return to shareholders?
ORCL's net shareholder yield is +0.3%: the cash it returns through dividends and buybacks, minus stock-based compensation, as a share of its market value. Latest fiscal year (2026): dividends 1.5% + buybacks 0.0% − stock comp 1.3%, as a share of today's market cap. Over 14 years its split-adjusted share count fell 43%. Its trailing dividend yield is 1.55%, paid out of 73% of its free cash flow; the dividend-sustainability check raises 1 of 6 flags (high leverage). See Shareholder Yield Leaders and the Sustainable Dividend Screener.
Where is Oracle trading compared with its 52-week range?
At $125.54, ORCL trades 8.1% above its 52-week low of $114.99 and 59.9% below its 52-week high of $313.00. The Near 52-Week Low list tracks stocks in that position.
Are Oracle's insiders buying its shares?
Yes: 1 open-market insider purchase of Oracle shares, worth about $3.5 million in total, was reported in SEC Form 4 filings in the 90 days up to this page's last update. Only open-market purchases count here, not option exercises or stock awards. See the Insider Buying Tracker.
Where do these numbers come from?
- Financial statements: Oracle's 10-K annual report for the year ended May 31, 2026, filed Jun 22, 2026 (filing index). Every earlier year in the 10-year financials comes from the company's older 10-K filings, all listed on SEC EDGAR.
- Prices and market data: quotes, P/E and analyst ratings from Finnhub; daily price history and the 52-week range from Twelve Data, both refreshed weekly. Short interest comes from FINRA, reported twice a month.
- How to check a figure: click any number in the card above to see its exact source, and read the Editorial Standards for every rule behind the checks.
About this Oracle Corp analysis
This page shows every value-investing check the site runs on Oracle Corp (ORCL) in one place: the 8 mechanical filters, the Buffett and Lynch checklists, a margin of safety from a disclosed DCF, earnings quality, shareholder yield and how it ranks against its sector peers. The numbers come from SEC filings and public market data, refreshed weekly, and the same rules apply to every stock on the stock list. See Editorial Standards for the sources and the rules, or run your own filters in the stock screener.